Don’t you just love getting new people to join your network? If so, you may want to do something about it. A referral code is a way to get people to join your network for free or for a small fee. They are also called “referrals” because you give them to people who refer them to you.

KOHO is the latest cryptocurrency to hit the market, and it is all about giving back to the community. To give you an idea of what KOHO is, for every 10 referrals you make, you’ll get a referral bonus of $0.20. That means if you refer 10 of your friends to KOHO, you’ll get a bonus of $0.20. That’s seriously cool, especially since you can get up to $1000 in referral bonuses!

The KOHO Referral Code works just like every other referral program out there. If you have a friend that is interested in our platform, you can invite them to try it out. You will both receive $20 for using our referral code. So, go ahead and share it with your friends, family members, colleagues…

KOHO is without a doubt one of Canada’s finest cash back sites.

You may earn 0.50 percent cash back on all purchases with the free KOHO prepaid Visa Card, or up to 2% cash back if you upgrade to a premium account.

When you join up for a new account using our KOHO referral code (CASHBACK) or link, you’ll also get a $20 cash bonus.

That’s not all, however. When customers deposit their paycheque or other direct deposit (e.g. government benefits) into their KOHO account, they receive a high interest rate of 1.20 percent.

$20 KOHO Referral Code

The KOHO referral sign-up incentive works like this:

  1. Here you may create a new account (exclusive link).
  2. The CASHBACK promo code is applied immediately when you click the link.
  3. The app allows you to see your virtual KOHO Card, and KOHO will also mail you a real card that you can use in stores and at ATMs.
  4. Within 30 days after registering, make a transaction using your card.
  5. Your account balance will be rewarded with a $20 cash bonus.

You may share your KOHO referral code or link with others if you are a KOHO member. You’ll both receive a $20 bonus if they join. Referral incentives may be worth up to $1,000.

What exactly is KOHO?

KOHO is a cash-back website that was established in 2017. It comes with a budgeting software and a reloadable Visa prepaid card.

Portag3, Drive Capital, and Power Group are among the major financial investors in the financial technology business.

Visa and Peoples Trust also power its cash back card. In this KOHO review, you’ll learn more.

Visit KOHO and get a $20 bonus

What Is KOHO and How Does It Work?

A regular free KOHO account comes with a number of advantages, including:

  • On all purchases, you’ll get 0.50 percent cash back.
  • On your total amount, you’ll get a 1.20 percent savings interest rate.
  • Early Payroll – receive $100 of your paycheque before it’s due. 3 days ahead of schedule
  • At certain shops, you may get up to 5% cash back.
  • Plan for automatic savings.
  • Interac e-Transfers, withdrawals, and bill payments are all free.
  • There are no monthly fees for the account.
  • Accounts for joint savings
  • Budgeting software that is completely free.

It’s simple to get money back. Simply use your KOHO Card to make online or in-store purchases.

The KOHO Card is accepted at millions of places that accept Visa cards.


The basic KOHO account is free and includes all of the aforementioned features.

Monthly account fees, NSF fees, e-Transfer fees, and interest costs are all waived.

When power users subscribe to a KOHO Premium account, they may earn up to 2% cash back on transit, grocery, and restaurant purchases.

KOHO Premium also includes the following features:

  • Financial guidance is provided at no cost.
  • There are no transaction fees for foreign currencies.
  • Matching prices
  • Each month, you are entitled to one free international ATM withdrawal.

The annual fee for KOHO Premium is $84 (or $9 per month).

Is KOHO a genuine company?

Yes, KOHO is a legitimate business. It’s also secure since your money is kept in a financial institution that is a member of the Canada Deposit Insurance Corporation (CDIC).

Peoples Trust, a partner bank, has been operating since 1985.

If KOHO or Peoples Trust Company go bankrupt, your savings are safeguarded by the CDIC up to $100,000.


Tangerine vs. KOHO

Tangerine Bank is a well-known Canadian bank. It is a subsidiary of Scotiabank, a considerably larger bank.

Tangerine Bank provides a wide range of financial services, including savings, checking, mortgages, loans, and a cash back credit card.

Tangerine, like KOHO, provides limitless Interac e-Transfers and bill payments.

Its savings interest rate, on the other hand, is considerably lower, at 0.10 percent.


STACK is a Canadian financial technology firm. It provides a prepaid Mastercard with no monthly fees and no foreign currency transaction fees.

You’ll also get a $5 welcome bonus when you join up. In this Stack Mastercard review, you’ll learn more.

Mogo vs. KOHO

Mogo is a fintech firm headquartered in Vancouver, British Columbia, Canada. It provides Bitcoin trading, free credit ratings, personal loans, identity fraud protection, and a prepaid card, among other financial services (MogoCard).

On all purchases, the Mogo Visa Platinum Prepaid Card offers 2% cash back in bitcoin.

Frequently Asked Questions about KOHO Referral Codes

When can I expect to get my KOHO referral bonus?

When you make your first purchase with the card within 30 days, you will get a $20 bonus.

Does KOHO have an impact on my credit score?

No, KOHO is not a credit card, and it has no impact on your credit rating.

What is a KOHO Referral Code worth $20?

A $20 KOHO referral coupon is immediately applied to your new account when you join up using any of the links above. CASHBACK is another option.






  • 0.50 percent to 2% cashback
  • Savings with a high rate of return
  • Authentic platform
  • App for budgeting that is completely free
  • Bonus of $20 when you join up

Following the success of the KOHO Referral Code 2018, I’ve decided to make the KOHO Referral Code 2021 available to you too! Get up to $1000 in bonuses for each of your referrals who sign up for KOHO.. Read more about referral code 2021 and let us know what you think.

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