Franklin, Tennessee is the fastest growing city in America. With a diverse range of homes and convenient access to Nashville, it’s easy to see why more people are moving there than anywhere else. But what does living here mean for you? Here are 15 pros and cons about living in Franklin right now that you should know before deciding if this place might be your next home.

The “living in franklin, tn pros and cons” is a list of the benefits and drawbacks of living in Franklin, TN right now.

15 Pros and Cons of Living in Franklin, TN Right Now

Things to Consider Before Relocating to Franklin, Tennessee

Today, I’d want to talk about the advantages and disadvantages of living in Franklin, Tennessee. And, of course, answer the major question on your mind.

Is Franklin, in particular, a nice area to live?

Let’s get started…

The Benefits and Drawbacks of Living in Franklin, Tennessee

The following are the top 15 advantages and disadvantages of living in Franklin:

  • Residents are welcomed
  • Small-town atmosphere
  • Friendly to Families
  • Beautiful natural surroundings
  • Weather conditions in all four seasons
  • There are plenty enjoyable activities available.
  • A strong economy and labor market
  • Low tax rates
  • High living costs
  • Associations of homeowners (HOAs)
  • Public transit is scarce.
  • Congestion is becoming worse.
  • Summer humidity and heat
  • Tornado danger
  • Seasonal allergy sufferers may find it challenging.

After that, I’d want to answer the burning issue I raised at the beginning of this essay…


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Is Franklin, Tennessee a Good City to Live In?

About 20 miles from the beautiful metropolis of Nashville, in the heart of middle Tennessee. Within Tennessee’s Williamson County, Franklin has a population of about 80,000 people.

It has the welcoming atmosphere of a small town, a thriving economy, and access to a variety of enjoyable activities in and around the region.

Franklin is a great place to live whether you’re working or thinking about retiring. It’s a fantastic location.

On the other hand, popularity has a price. Leading to a High living costs and increased traffic congestion. Along with a few other inconveniences that come with living in this part of the country.

So, now that we’ve covered the highlights. Let’s take a closer look at the benefits and drawbacks of relocating here.

Let’s start with the advantages of living in Franklin.

When you’re finished, However, before you go. View all of our…

Living in Tennessee Guides

But back to Franklin…

Residents are welcomed

First and foremost, the people of Franklin are really warm, kind, lovely, and inviting. A surprising and refreshing amount of variety is there.

Furthermore, the locals are quite proud of their hometown. As well as their native state of Tennessee.

Finally, common actions include assisting people in need, using excellent manners, and waving nice waves as you go about town. You’re going about your daily routine.

Small-town atmosphere

While Nashville is the largest city in the state. Franklin has a Small-town atmosphere about it.

It has a historically significant downtown square. There’s also a Main Street lined with stores, restaurants, and historic structures.

There is a lot of southern charm here. It’s almost as if you’ve taken a step back in time. It achieves a good blend of preservation and modernization.

You will be near to all of the necessities almost everywhere you choose to stay here. Grocery shops, home improvement stores, restaurants, and fitness centers will all be within walking distance.

Some bigger projects and master-planned communities are available. The majority of them are situated outside of the city core.

Westhaven, for example, is one of the best and most developed. It has its own fire station, as well as retail, restaurants, and coffee shops.

Sullivan Farms and Barry Farms are two more prospective neighborhoods.

There are several accommodation alternatives available to suit your needs. From planned communities to conventional neighborhoods to farms, there’s something for everyone.

And if you’re looking for farms especially. Then have a look at AcreTrader’s options.

But it doesn’t matter what you’re searching for. There’s plenty of variety, curb appeal, and personality.

Okay. We’re just getting started. As we continue to look at the advantages and disadvantages of relocating to Franklin…

Friendly to Families


For starters, many neighborhoods feature pools, soccer fields, and playgrounds. There are also adjacent walking, running, and bike routes. Excellent areas for the youngsters to let off steam.

Furthermore, Franklin is one of Tennessee’s safest cities. With a low rate of crime.

Finally, both private and public institutions provide excellent education.

The greatest in the Nashville metropolitan region. With a low student-to-teacher ratio and good test results.

Next, one of the most appealing aspects of your new Franklin lifestyle…

Beautiful natural surroundings

Many green spots abound in Franklin. There are also lovely undulating hills.

Around the outskirts of the city, there is still farmland. In addition, there are acres of land in the city that have been conserved.

During the autumn season, the brilliant hues of the changing leaves. To the area’s rich beauty, add another aspect.

Unfortunately, you won’t be able to go to the mountains right away. As Eastern Tennessee people do.

However, Knoxville is just roughly 200 miles away. The Smoky Mountains’ gateway city.

Weather conditions in all four seasons

Middle Tennessee has some of the most beautiful weather in the nation. It has a relatively mild climate. Without the harsh winters of the north.

Temperatures in the 70s and 80s are common throughout the year. During the coldest months of January and February, temperatures in the 30s and 40s are frequent.

So, if you appreciate living in four seasons. Summers are hot, autumns are cool, and winters are mild. You’ll like living here.

And being able to go outdoors due of the beautiful weather brings us to another of Franklin’s advantages…

There are plenty enjoyable activities available.

You’re already familiar with the historic downtown district. There are several restaurants, stores, pubs, and live music venues. It’s adorable, lovely, and entertaining to visit.

“The Factory” is another option. An ancient stove factory has been converted into stores. The town’s farmers’ market is also held there.

There are also several fantastic events in the downtown area.

So don’t miss out on the annual Pumpkin Festival. The “Christmas Dickens” event. Finally, every spring, the Main Street Festival takes place.

Leipers Fork is a small town southwest of Franklin. Another charming downtown that is worth a visit.

Then there’s Harlinsdale Farm. The National Register of Historic Places lists it as an approximately 200-acre area in Franklin.

You will discover a:

  • Dog park on 4 acres
  • Catch-and-release fishing on a 3-acre pond
  • Walking and running on a 5-kilometer track
  • A horseback riding path

Every year, the farm hosts the nationally acclaimed Pilgrimage Music and Cultural Festival. Every September, it takes place over two days.

There are also various Harpeth River access locations in and around town. Kayaking, swimming, floating, and canoeing are all options.

The Natchez Trace Parkway is a great place to stretch your legs. From Nashville to Natchez, Mississippi, there is a 400-plus-mile historic woodland route.

The Graystone Quarry at Thompson’s Station is a music lover’s paradise. The FirstBank Amphitheater is located on the city’s southern boundary.

It just recently opened. And that makes the country music scene fantastic for both fans and performers.

Some of us now have to work. Another advantage of living in Franklin is the abundance of work options…

Healthy Economy & Job Market

Middle Tennessee has a low unemployment rate in general. People aren’t the only ones who are moving to the region.

Because it is a desirable site for company development and employment creation. For instance…

Mitsubishi Motors North America moved its headquarters from California to this location. They spent about $18 million on a new location. In addition, roughly 200 employment were created.

Nissan North America relocated its headquarters from the Los Angeles region to Franklin a few years ago. It is presently one of the most well-known employers in Williamson County.

Spirit Airlines moved its operations control center from Florida to this location. More than 200 employment will be created in the region. And many more once they relocated.

The list continues. Other firms are relocating to the Franklin region and making investments.

IBT Biometrics, Advanced Correctional Healthcare, Kaiser Aluminum, and CKE Restaurants are just a few examples.

So, everything depends on your requirements. There’s a decent possibility you’ll be able to work and live in Franklin.

Let’s speak about money next. It’s another of the benefits of living in Franklin in some aspects, but not all…

Low tax rates

To begin with, one of the most appealing aspects of living in Tennessee is the absence of a state income tax.

Depending on the amount of money you earn. And depending on whatever state you’re leaving, you may save a lot of money.

Furthermore, Tennessee property taxes are reasonable.

In comparison to the northeast, Midwest, and California. Your property taxes may normally be reduced by one-third. Maybe even more than you’re paying now.

But that’s where the benefits of relocating to Franklin stop. In terms of your financial situation.

So, let’s keep talking about money. Then there are the disadvantages of living in Franklin…


High living costs

In comparison to several other lower-cost Tennessee communities. The expense of Franklin is higher.

Partially due to rising housing expenses. Due to increased demand from out-of-state residents.

Franklin has a median house value that is more than twice the national average, according to And almost three times the national average for the Volunteer State.

Gas costs in and around the city are usually 10-20 cents higher. Compared to the more rural districts to the west.

So, if your job need you to travel around Middle Tennessee, Fill up your tank while you’re in less crowded, more rural regions.

Finally, Tennessee is a state with a high sales tax. With no state income tax and minimal property taxes, the state must find a means to create cash.

It does this by taxing your purchases. With a total sales tax rate of approximately 10%, the state and county sales taxes are virtually equal.

Consider this while shopping for a $30,000 automobile. Another $3,000 will be added due to sales tax. Ouch!

Next, there’s another drawback to living in Franklin that might drive up your prices…

Associations of Homeowners (HOAs)

In the Franklin region, homeowners associations are common. Much like many other Tennessee cities.

HOA fees may be costly, seldom decrease, and do not contribute to the value of your home.

You’ll have to cope with limitations as well. Establishing boundaries for what you may and cannot do with your property.

So be sure you read the small print. When your new house will be member of a homeowners’ association.

Finally, with all of this debate about money, taxes, and Franklin’s cost of living. Before you relocate, make sure your finances are in order.

I recommend utilizing Personal Capital’s free online app. It’s an excellent tool for keeping track of your expenditures, budget, and assets in one location.

Public transit is scarce.

Unless you intend to live, work, and play in a limited space. If you decide to relocate to Franklin, you will almost certainly require a vehicle.

While there is public transit. It is restricted and inconvenient. For going to where you want to go when you want to go.

A fixed-route bus system is provided by Franklin Transit. However, it does not cover a large area.

You may also plan an on-demand curb-to-curb pick-up and drop-off service called TODD. Uber and Lyft offer private choices as well.

Bringing us to yet another disadvantage of living in Franklin…

Congestion is becoming worse.

Because of the growing population, a lagging road infrastructure, and Public transit is scarce.. These things combine to mean one thing.

And there’s also awful traffic.

For some years, it has been a problem throughout the greater Nashville region. Franklin is no exception.

Traffic jams may be seen both in and out of downtown. And it’s particularly packed in the Cool Springs area. The Interstate 65 corridor’s entry and exit ramps are also included.

Residents are upset about it. Especially long-time residents who recall when the roads in this area were quite peaceful.

If you’re relocating to Franklin from one of the country’s main cities, on the other hand. Los Angeles, New York City, Chicago, and Houston, for example.

You are unlikely to give traffic a second thought. Because it pales in comparison to other locations.

Before I conclude this off, let me mention a couple weather-related disadvantages of living in Franklin…

Summer humidity and heat

To begin with, the summer months of July and August are quite hot. There’s a lot of humidity.

Temperatures may reach the high 90s. The humidity is also really high.

And it’s not like relocating to a Florida beach town. You can’t escape the heat by going to the beach.

Tornado danger

Almost every region of the United States experiences extreme weather. Middle Tennessee, including Franklin, is no exception.

From February until April, that is. Tornado activity is likely to increase throughout the autumn, especially in November.

Dixie Alley, which comprises Kentucky, Tennessee, Mississippi, and other southern states, contains this region. Tornadoes are common in this area.

In contrast to the hurricanes that have wreaked damage in Texas and Florida. These weather occurrences occur without notice. As a result, you must be ready to seek refuge at any time.

Finally, but certainly not least. Another disadvantage of relocating to Franklin…

Allergies Seasonal

Finally, we recognize that this is a lovely, lush, green region. The copious rains and mild environment have resulted in an abundance of plants, animals, and greenery.

However, this implies that there is a lot of pollen in the air for much of the year. With it comes a particularly bad allergy season.

As a consequence, the region is one of the worst in the nation for seasonal allergy sufferers.

Part of the difficulty is the mild weather. So, the same pleasant weather that allowed you to go for a relaxing bike ride in March. This might also explain why your allergies worsened soon after.

Geography is equally important. Because it is situated under the Cumberland Plateau.

Pollen does not clear away when the breezes increase up. Everything remains slightly entrapped. As a result, pollen counts might reach dangerously high levels.

Pollen is combated by spring showers. By removing it from the atmosphere.

Moisture, on the other hand, causes mold. And it swaps one irritating allergy for another.

Okay. The downsides of your probable Franklin lifestyle are now complete. We’ve already discussed the positive aspects of it.

So, let’s sum up this discussion.

The Benefits and Drawbacks of Living in Franklin, Tennessee

Yes, Franklin is a desirable location. If you can afford the higher average cost of living, that is. And be willing to put up with a few minor drawbacks due to its popularity, location, and climate.

Regardless, weigh the benefits and drawbacks of relocating to Franklin before making a decision…

  • Residents are welcomed
  • Small-town atmosphere
  • Friendly to Families
  • Beautiful natural surroundings
  • Weather conditions in all four seasons
  • There are plenty enjoyable activities available.
  • A strong economy and labor market
  • Low tax rates
  • High living costs
  • Associations of homeowners (HOAs)
  • Public transit is scarce.
  • Congestion is becoming worse.
  • Summer humidity and heat
  • Tornado danger
  • Seasonal allergy sufferers may find it challenging.

Don’t forget about it. Check out the rest of our…

Tennessee Living Guides

1629658693_67_10-Pros-and-Cons-of-Living-in-New-Hampshire-RightOn a whiteboard, the conclusion is written.

Disclosure & Disclaimer: I am not a licensed investment adviser, financial adviser, or tax professional. And I am not providing you with individual investment advice, financial guidance, or tax counsel. Furthermore, this website’s only purpose is information & entertainment. And we are not liable for any losses suffered by any party because of information published on this blog.

The Benefits and Drawbacks of Living in Franklin


Franklin, Tennessee is a small town in the middle of the state. The pros and cons of living in Franklin, TN right now are listed below. Reference: franklin, tennessee.

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