North Carolina seems like the perfect place to get up on the morning commute and take a drive to the beach. But, for some, moving to the state may be more difficult than for others. Here are some things to know before you take the leap.
When the lockout of the players by the owners was announced, I knew it was going to be an interesting time for me. I have always been a fan of the Carolina Panthers, and I am a North Carolina native. I moved away from my home in Charlotte, NC about six years ago, but I have kept my love for the team alive. I was planning on making my move back to North Carolina right after the lockout ended, but I felt at the time that my family was not going to be able to adjust to my new life. I decided to stay where I was. I am happy I did.
It’s not easy to be a new live in North Carolina. On a recent visit, I found that the state is still suffering from the aftermath of hurricanes in the past few years. There is a lot of work to be done to rebuild the state. Starting salaries are low compared with the rest of the country. In addition, the state is not doing very well economically. In the meantime, my bank recently transferred me to another location.
Before you move to North Carolina, there are a few things you should know.
Today, we’ll look at the benefits and drawbacks of living in North Carolina.
Perhaps you’re debating whether to live in North Carolina or South Carolina. Or are you considering the advantages and disadvantages of retiring to North Carolina?
Whatever your reasons for considering relocating to North Carolina, We’ve got you covered.
And I want you to leave knowing the answer to the following question: Is North Carolina a decent place to live?
As a result, there is no need to wait. Let’s get started with the top advantages and disadvantages of living in North Carolina today…
I may get compensation for purchases made via links in this article at no cost to you.
The Benefits and Drawbacks of Living in North Carolina
First and foremost, these are the top ten advantages and disadvantages of living in North Carolina:
- Exceptional feeling of belonging
- Economic opportunity and a low cost of living
- Mild winters and temperate weather
- Outdoor activities abound.
- Access to high-quality medical treatment
- Excessive taxation
- K-12 education that isn’t up to standard
- High homicide rates
- Weather inconsistency
- Hurricanes are a possibility.
Furthermore, each of these issues will be discussed in depth in today’s North Carolina living review.
But first, let’s tackle today’s major question…
Is It Safe To Live In North Carolina?
And what do I have to say?
There is no doubt about that.
From my viewpoint, the quality of life in North Carolina is very excellent.
Here’s why…
The Advantages of Relocating to North Carolina
First and foremost, don’t be fooled by the term “north” in the state’s name. Because there’s a lot of southern friendliness to be found here. To take it all in and appreciate it.
What’s the source of that? It is the individuals that live in this state who are nice.
Furthermore, a dollar may be stretched farther here. Because most living expenses in North Carolina are lower than the national average.
This covers median house prices, apartment rentals, food expenditures, and transit costs, among other things.
Finally, you can maintain your fitness and health while in this condition. By engaging in physical activity in attractive natural surroundings.
Also, through using the state’s excellent health-care services. When the opportunity arises.
However, exactly like every other state. North Carolina is not without its flaws.
Let’s talk about it…
The Negatives of North Carolina
To begin with, the state imposes a greater tax burden. In comparison to other countries in the area.
Since the rates of income taxes, property taxes, and sales taxes have all increased. All of them take a significant portion of the money you earn and spend.
Furthermore, the state’s image as a family-friendly state suffers.
For starters, examine the crime rates in different regions. Second, when it comes to the school district in which you live, you must be very picky.
Finally, you won’t be able to experience the four seasons. If that’s how you’re used to doing things. Every year, storms pose a serious danger.
Okay. With the highlights of the benefits and drawbacks of relocating to North Carolina addressed,
It’s time to get down to business. The top ten benefits and drawbacks of living in North Carolina.
And I’d want to start out on a good note. I’ll start with the most compelling reasons to relocate to North Carolina…
A strong sense of belonging
If you’re searching for a location where you can feel at home. Then the lifestyle in North Carolina may be right for you.
Here’s why…
North Carolina’s History
First and foremost, the state exudes patriotism. And it has a long and illustrious history.
It is one of the original thirteen colonies. That aspired to be free of British control.
In North Carolina, there is a wide range of people.
I’ve previously stated how kind the folks are. Plus, this state oozes southern charm.
However, there is a wide range of backgrounds.
Take, for instance, the younger generation. Attending and graduating from the best colleges in the state.
Then there are the natives who are down to earth. For centuries, the family has lived in the region.
There are also the retirees. People are flocking to the state. To get away from the harsh winters and dense urbanization of the north.
In North Carolina, you may live in a little town or a big city.
Best of all, the state’s charm and feeling of community aren’t limited to tiny communities.
Because it is also seen in larger cities. The Raleigh-Durham metropolitan region, for example. Charlotte is also the state’s biggest city.
Some of the most varied populations may be found in these areas.
Now I have another more reason to love living in North Carolina…
Economic Opportunity And A Low Cost Of Living
As I previously said, in this state, a dollar may go a bit farther.
Because North Carolina is a more inexpensive place to live. In comparison to other locations in the United States.
Some of the causes are as follows:
North Carolina’s Average Cost Of Living
To begin with, the state’s median house costs are approximately 19 percent cheaper than the national average, according to BestPlace.net.
Furthermore, according to a World Population Review research, apartment rental prices are reasonable. Because they are around 9% less expensive than the national average.
Finally, residents spend a bit less for food, utilities, and transportation than non-residents.
Allow me to provide a few of more ideas. For maximizing the financial advantages of relocating to North Carolina.
Or, better yet, wherever you want to relocate…
Get the Best Deal on a Home in North Carolina
Whether you opt to buy or rent real estate. First and foremost, ensure that your credit score is in excellent standing.
Because mortgage lenders and renters will look at your credit history. Maintain a one-step advantage over them. Credit Karma also allows you to check your credit for free.
If you’ve made the decision to purchase instead. And they’re on the lookout for a mortgage. Take a look at Lending Tree’s online loans.
You can discover some of the finest mortgage rates available.
Then, in order to save even more money…
In North Carolina, you may save money on your day-to-day expenses.
First and foremost, sign up for Rakuten’s refund program. Plus, you’ll earn money back on anything you purchase online.
Rakuten also offers you $10 just for joining up. In order to make your first purchase.
In addition, if you’re anything like me. And I still like going to the supermarket.
With the Ibotta app, you can get money back. For grocery purchases made in-store.
Finally, you slice it any way. Rakuten and Ibotta are excellent money-saving apps.
Regardless of where you choose to reside.
Before you relocate to North Carolina, be sure your finances are in order.
Next, keep in mind that relocating is a major undertaking. So don’t let it wreak havoc on your money.
Personal Capital allows me to keep track of all of my expenditures and assets in one location.
So that I can stay on top of my finances. Also, there are investments.
Personal Capital helps you save time and make money management easier. The best part is that it is completely free to join up and use.
But, after moving to North Carolina, reducing expenses isn’t the only way to make ends meet…
When you live in North Carolina, you have access to a variety of jobs and economic opportunities.
Because there are many excellent employment available locally.
Because of the robust employment market. Furthermore, the unemployment rate is much lower than the national average.
Additionally, if you run a company. Or are considering starting one.
The low corporation tax rate gives you a competitive edge. Since the state has one of the lowest corporate tax rates in the country, it is a great place to do business.
Finally, if you need top-tier higher education. To get your career off on the right foot.
Make certain to investigate:
- North Carolina State University is located in Raleigh, North Carolina.
- University of North Carolina at Chapel Hill
- Duke University is a private university in Durham, North is a private university in Durham, North
They are world-renowned research, higher education, and learning institutions.
Okay. Enough with the money. And there are plenty of employment and economic possibilities in “The Tar Heel State.”
Then it’s on to everyone’s favorite subject. It’s another another of North Carolina’s finest features…
Mild Winters And Temperate Weather
It’s a beautiful day. Because the weather is pleasant throughout the winter.
When compared to other regions of the nation, this is especially true. Many other states, for example, have prolonged cold and numerous snowstorms each year.
But not in North Carolina. Unless you’re in the mountains, of course. Extreme cold and heavy or regular snowfall are very uncommon.
So relax and enjoy the great outdoors in style. And you can even play outdoors with your kids. Several times throughout the winter season.
Finally, I’d want to bring out an intriguing issue. Because you’ll meet individuals who are referred to as “halfbacks.”
They are Northerners who moved or retired to Florida for the first time. However, the tropical temperature there was too much for me.
And backed up half a step. Where are you going? North Carolina, to be exact!
One of my favorite aspects of living in North Carolina is now available to me…
Outdoor Activities Abound
I like going out and about in nature. In addition, the state shines with a plethora of outdoor recreational possibilities.
And you know what else is great about North Carolina? Is that it takes approximately 6 hours to travel throughout the whole state.
To locate the precise activity you’re searching for…
For the Daring Residents of North Carolina
Hiking. Between the Blue Ridge and the Appalachian Mountains. And the Appalachian Mountains, which are shared with Tennessee, the state next door.
There are hundreds of miles of hiking paths in the area. For the uninitiated. Hikers of all levels, including those at the top of their game.
Biking. The same area is perfect for mountain riding. Alternatively, put your road bike fitness to the test on some tough mountain routes.
Boating and fishing are two activities that I like. The rivers and lakes in the state are broad, long, and deep. Also ideal for fishing, water sports, and many types of watercraft.
For North Carolinians Who Aren’t Into Adventure
Beaches. Along the shore, there are miles and miles of sandy beaches.
And it’s difficult to go wrong with whatever beach you visit…
It may be in Wilmington, a port city.
A beach near Surf City, which is farther north.
Alternatively, the Outer Banks’ beautiful sandy beaches. The barrier islands are referred to here. The Atlantic Ocean and the continent are separated by this barrier.
Golf. There are many golf courses across the state.
A course to suit every player’s skill level. Plus, because of the mild temperature, you can play golf nearly all year.
Views. And for the less daring outdoor enthusiasts. Simply go outside and take in the scenery.
The sunsets to the west are very beautiful. The sun rises over a beach in the Atlantic Ocean.
Or the mist that hangs above the Smoky Mountains’ summits. Located just west of Asheville.
After A Long Day Outside, For The Hungry
There’s also the barbecue. I’m not sure whether this is considered an outside activity.
Barbecue, on the other hand, is a competitive outdoor activity in the state. Pork that has been smoked slowly and steadily.
With two types of barbecue sauce, one from each area. The first has a vinegar and pepper basis. Second, a traditional ketchup foundation with a generous amount of spicy spices.
Finally, I’d like to mention one more advantage of residing in North Carolina…
Quality Health-Care Access
You may expect to pay a bit extra for health care here.
But it could be worthwhile. Because, in the vast majority of cases, you get what you paid for.
To begin with, the state is home to a number of outstanding medical schools.
- Duke University
- East Carolina University is a public university in the state of North
- The University of North Carolina at Chapel Hill is a public research university in Chapel Hill, North Carolina.
- Wake Forest University is a public university in Wake Forest, North
The Duke University Medical Center is also nearby. The UNC Hospitals are also worth mentioning. Two prestigious health-care institutions.
Hundreds of specialized divisions, clinics, and departments are housed inside these healthcare systems. Anywhere on your body or mind, for detecting and treating disease or damage.
There are hundreds of highly educated medical experts available to assist you. In the most cutting-edge medical centers.
Okay. That brings us to the end of my list of five benefits of living in North Carolina.
However, a list of the benefits and drawbacks of living in North Carolina would be incomplete.
Without a thorough examination of some of the reasons why you should not relocate to North Carolina.
So, here we go…
a hefty tax bill
If you relocate to North Carolina, you will face a rather high tax burden.
And the state affects you in a variety of ways. When it comes to tax payments…
Rates of Individual Income Tax
The state has a single-rate income tax. That simply implies that it doesn’t matter how much money you earn. Everyone pays the same amount of tax.
And at 5.25 percent, the rate is very high.
Especially when a state like Washington is involved. States like Tennessee and Florida are also near by. There is no state income tax in any of these states.
When you live in North Carolina, you will have to pay property taxes.
Real estate taxes are also not cheap. Despite the fact that several states have greater rates.
The average property tax rate in North Carolina is still above.8%. Applied to your property’s assessed value.
That’s a lot of information. Given that you can cross the state’s southern border.
And you may save up to a third on property taxes. Simply by relocating to the state of South Carolina.
Next, I’ll discuss another disadvantage of residing in North Carolina in terms of taxes…
Taxes on purchases
Because the state’s sales tax is also very high. Add the state’s basic sales tax rate together. Local governments may supplement their budgets with the extra funds.
On top of that, you may expect rates of up to 7% on your purchases. This is also a substantial tax.
Consider the state of Oregon. Or, if you’re closer, New Hampshire. Only a handful of people are in the minority. States with no sales tax, in particular.
But there is one thing I like about the state’s tax rates. Especially for those considering the advantages and disadvantages of retiring in North Carolina…
Taxes on Social Security
Because North Carolina is a great place to retire. After you relocate, you may start receiving federal social security benefits.
It implies you’ll get a tax benefit from this state. Because your social security payments are not included in your taxable income in North Carolina.
Okay. That’s all there is to say about taxes.
But there’s another reason I don’t want to live in North Carolina…
K-12 education that isn’t up to standard
The K-12 education system in this city is mediocre. In comparison to other states in the nation.
There are a few things as well. As a result, education’s quality ratings remain low.
You may, for example, point to worse performance in the following areas:
- Graduation rates in high school
- Scores on the ACT and SAT standardized tests
- Scores in reading
- ratios of students to teachers
- % of inhabitants who do not have a high school diploma
As a result, for a state with outstanding higher education choices. The K-12 education system falls short.
However, there are some high-quality areas. Parents are being forced to be picky about where they reside.
Alternatively, locate a spot in your budget. For tuition at a private school.
Then there’s one of North Carolina’s biggest flaws…
a high rate of crime
To begin with, the crime rate in this state is greater. That a law-abiding prospective newcomer would prefer not to witness.
Additionally, while relocating to a new state. Where there is a lot of crime and it’s a regular issue.
It implies that you must use caution in your daily activities. You may also select where you want to live.
North Carolina is among the lowest half of all states in terms of economic development. Both violent offenses. And then there’s property crime.
Having said that, the state has a lot of safe areas to reside. However, it’s similar to choosing an excellent school district.
Before you settle in, do some research.
On the other hand, if you’re searching for some of the safest states to live in, you’ve come to the right place. Take, for example, the state of New Hampshire. Maine and Vermont, for example, are border states.
Those areas have among of the country’s lowest crime rates. They do, however, have to contend with very cold winters.
However, this is an illustration of the advantages and disadvantages of each condition.
Then it’s back to everyone’s favorite subject! The climate.
Because there are just a few things to think about. That may be one of the drawbacks of living in North Carolina…
Weather Variability Is Limited
There are several drawbacks to living in a moderate winter environment.
In North Carolina, there are no four seasons.
If you’re planning on relocating to North Carolina. From a location where the weather has unique seasonal patterns.
Then you may not like living in North Carolina.
Because the majority of the state is spared the cold of late autumn and early winter.
In addition, there isn’t much snow to speak about. If you were hoping for a snowy Christmas, here is the place to be.
And then there’s the spectacular reawakening. This is the result of a spring thaw. Isn’t a component of the local weather dynamic.
As a result, if you need 4-season weather conditions. During the winter holidays, I like shoveling a little snow.
Then maybe you might consider relocating to Indiana. Just to give you an idea of what I’m talking about.
And here’s another thing to keep in mind about living in North Carolina…
Summers in North Carolina are scorching.
Summers in this part of the world are hot and humid.
It may reach 90 degrees or more in rare instances. And this happened for many days in a row.
So, if you have an issue with excessive temperatures, this is what you should do. Then this is not the state for you to relocate to. Alternatively, you may retreat inside.
If, on the other hand, you are set on visiting North Carolina, The summer heat, on the other hand, is not your thing.
Then move to the western portion of the state, near the mountains. Temperatures will be considerably colder in this area.
Finally, we get to the bottom of our list of top living in North Carolina benefits and drawbacks.
And this may be one of North Carolina’s worst characteristics…
Hurricanes are a threat.
If you’re considering relocating to North Carolina. Consider it this way:
When you decide to make this your home. You’ve chosen a place that is constantly vulnerable to storms. Summer and early autumn are the most popular times to visit.
So, if that kind of stuff frightens you, don’t do it. I can’t say I blame you if it does.
Then you may want to consider moving to another state. Hurricanes and other maritime storms are less likely to occur.
Or, to put it another way, beating the summer heat. Consider moving to a place closer to the mountains inland.
In order to escape the worst of the devastation. That the storms in the state may wreak havoc on.
Okay. That ends my analysis of North Carolina’s advantages and disadvantages.
Allow me to sum it up in a few words.
The Benefits and Drawbacks of Living in North Carolina
The following are my top ten advantages and disadvantages of living in North Carolina:
- Exceptional feeling of belonging
- Economic opportunity and a low cost of living
- Mild winters and temperate weather
- Outdoor activities abound.
- Access to high-quality medical treatment
- Excessive taxation
- K-12 education that isn’t up to standard
- High homicide rates
- Weather inconsistency
- Hurricanes are a possibility.
You now have a basic understanding of North Carolina. And you know the answer to the following question: Is North Carolina a decent place to live?
Yes, I believe so. However, the choice is yours!
More information about the advantages and disadvantages of living in North Carolina and elsewhere.
Moving to North Carolina: Best Money Resources (or anywhere)
Disclosure & Disclaimer: I am not a licensed investment adviser, financial adviser, or tax professional. And I am not providing you with individual investment advice, financial guidance, or tax counsel. Furthermore, this website’s only purpose is information & entertainment. And we are not liable for any losses suffered by any party because of information published on this blog.
The Benefits and Drawbacks of Living in North Carolina
When you think North Carolina, beaches, mountains, and cities come to mind, but often what is left out of your mind is the humidity, extreme weather, and the state’s reputation for not being the most welcoming place to people of color. So, whether you are a recent transplant, a longtime NC resident, or someone who didn’t even know the state existed until you moved here, there are a number of things you should be aware of that will help you in life here.. Read more about reasons not to move to north carolina and let us know what you think.
Frequently Asked Questions
What are the cons of living in North Carolina?
There are no cons of living in North Carolina.
What are the pros and cons of living in North Carolina?
Pros: North Carolina has a lot of natural beauty, and the state is very diverse. Cons: The weather in North Carolina can be very unpredictable, and the cost of living is high.
What are the advantages of living in North Carolina?
North Carolina is a great place to live because it has many advantages. The economy in North Carolina is strong, and the cost of living is low. There are also many cultural attractions that draw people to the state like the North Carolina Museum of Art and the Duke University campus.
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